احسب الأرقام قبل أن تتصل بأحد
عمليتان حسابيتان تحددان إتمام الشراء: كم يكلّفك شهريًا، وكم يكلّفك في اليوم الذي تنتقل فيه الملكية. كلتاهما هنا، وقد أُدرجت فيهما حدود التمويل ورسوم النقل المعمول بها في دبي.
ما تكلفته شهريًا — وفي يوم نقل الملكية
Monthly payment
AED 10,401
Loan amountAED 1,920,000
Total interestAED 1,200,411
Total repaidAED 3,120,411
What you repay
PrincipalAED 1,920,000InterestAED 1,200,411
Due on transfer day
Deposit 20% of priceAED 480,000
Land department transfer of priceAED 96,000
Agency fee of priceAED 48,000
Mortgage registration of loanAED 4,800
Bank arrangement fee of loanAED 19,200
ValuationAED 3,000
Cash needed on day oneAED 651,000
Indicative. A bank prices your file on income, residency and the valuation it commissions; fees vary by emirate and lender.
كم يمكن أن يمنحك البنك؟
You could buy up to
AED 3,691,821
Maximum loanAED 2,953,457
Payment you can carryAED 16,000
Debt burden used50%of the 50% allowance
Deposit needed 20%AED 738,364
Transfer costs 6.3%AED 230,739
Cash needed to completeAED 969,103
Your income is the limit here, not your savings. Clearing an existing commitment raises this figure faster than saving does.
Indicative, not an offer. A bank underwrites the file itself — income stability, residency, credit record and its own valuation all move the answer.